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Member Summary For:
   JOHN DOE
   Relationship:  EMPLOYEE
   Date of Birth:  01/01/1970
   Product:  CIGNA Choice Fund
   Pharmacy Product:  Tier   3
   Account Number:  1234567
   Effective Date:  01/01/2002
   Eligibility Status:  Active
   Physician:  SMITH DAVID MD
 Resources
   Understanding your Explanation of Benefits
   For questions about your Medical plan please call 888.992.4462

Below are benefit plan highlights for: JOHN DOE   


Please review your plan documents for full details, including exclusions, limitations and state mandates that might affect the benefits described below.
 
Deductibles In-Network Out-of-Network
Individual $2,000.00 $2,500.00
Family $4,000.00 $5,000.00
 
Member's Coinsurance Percents In-Network Out-of-Network
Office Visit 20% 40%
Specialist Office Visit 20% 40%
Inpatient Hospital 20% 40%
Outpatient Hospital 20% 40%
Emergency/Urgent Care 20% 20%
Ambulance 20% 40%
Chiropractic Care 20% 40%
Diagnostic Lab and X-Ray 20% 40%
Durable Medical Equipment 20% 40%
External Prosthetic Appliances 20% 40%
Family Planning 20% 40%
Home Health Care 20% 40%
Maternity Services 20% 40%
Organ Transplant 20% 20%
Short Term Rehabilitation 20% 40%
Skilled Nursing Facility 20% 40%
Treatment for Tempo Mandibular Joint 20% 40%
 
Out-of-Pocket Maximums In-Network Out-of-Network
Individual $5,000.00 $6,000.00
Family $10,000.00 $12,000.00
 
Benefit Maximums In-Network Out-of-Network
Chiropractic Care (Visits) 20 Per Calendar Year 20 Per Calendar Year  
Short Term Rehabilitation (Visits) 20 Per Calendar Year 20 Per Calendar Year  
Treatment for Tempo Mandibular Joint
(Dollar Amount)
$600 Per Lifetime $600 Per Lifetime  
Lifetime Maximum $1,000,000.00 $1,000,000.00  
 
Authorizations In-Network Out-of-Network
Inpatient Pre-Admittance Certification/Continued Stay Review Yes Yes
Emergency Services Notification Hours 24 Hours 24 Hours
 
Pharmacy Services Generic Preferred Brand Non-Preferred Brand
 
Pharmacy Copayments
Retail Copay (30 Day Supply) $10.00 $30.00 $50.00  
Mail Order Copay (90 Day Supply) $20.00 $60.00 $100.00  
 



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